Finance with a Property Perspective
Through LoanFolio, powered by RESIDER, we help clients navigate their home loan and finance options with a property-focused approach.
Whether you are buying your first home, moving to your next property, refinancing an existing loan or looking at property investment, LoanFolio can help you understand your lending options and connect you with suitable lenders.
We have access to a range of lenders, including major banks and specialist lenders, allowing us to compare available loan options based on your circumstances and goals.
Home Loans
Buying a home is one of the biggest financial decisions you will make. LoanFolio can help you work through your borrowing options and the loan process from start to finish.
We can assist with:
- First home buyer loans
- Buying your next home
- Investment property loans
- Pre-approval
- Refinancing
- Construction and renovation loans
- Different loan structures and repayment options
Our experience in property gives us a practical understanding of the buying process, not just the finance side of it.
Refinancing
Your existing home loan may no longer be the right fit for your circumstances. If your loan, income, property value or financial goals have changed, refinancing may be worth considering. LoanFolio can help you review your current position, compare available options and understand whether refinancing could work for you.
Property Investment Finance
If you are considering purchasing an investment property, the right finance structure can be an important part of your overall property strategy.
LoanFolio can help investors explore borrowing options for:
- Purchasing an investment property
- Refinancing existing investment loans
- Using available equity
- Structuring loans for multiple properties
- Reviewing finance as your property portfolio grows
Our property background means we understand that finance is often part of a much bigger property decision.
First Home Buyers
Buying your first home can feel complicated, particularly when you are trying to understand borrowing capacity, deposits, government schemes, pre-approval and the costs involved. LoanFolio can help first home buyers understand the finance process and explore available lending options. We can discuss your circumstances, explain the steps involved and help you understand what may be available before you start looking seriously for a property.
Personal Loans & Other Lending
LoanFolio can also assist with a range of other lending needs, including personal loans and finance for different purposes. If you are unsure which type of lending may be suitable for your situation, we can have a confidential conversation about your requirements and the options available.
Why Loanfolio?
Property experience behind your finance
LoanFolio was established by Sugath Warnasuriya, Principal Finance Broker and Director of RESIDER, bringing together extensive experience in Melbourne property and finance. Having worked in the property industry for many years, Sugath understands that a loan is rarely just a loan. It is usually connected to a property purchase, a move, an investment decision or a change in your circumstances.
That property perspective is at the heart of LoanFolio.
Access to a range of lenders
LoanFolio has access to a range of lenders, including major banks and specialist lenders, giving you a broader range of loan options to consider.
A straightforward approach
We aim to make the finance process easier to understand, without unnecessary jargon or pressure. We take the time to understand what you are trying to achieve, then help you explore the lending options available to you.
Looking at Your Finance Options?
Whether you are buying, refinancing, investing or simply want to understand your options, a conversation with LoanFolio can be a useful place to start.
Speak with LoanFolio for a free, no-obligation conversation about your finance needs.